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A Comparative Analysis of the Most Popular Golden Visa Investment Programs in Europe: Portugal vs. Spain vs. Greece.


When it comes to investing in a Golden Visa through real estate, Europe offers several options to choose from. Portugal, Spain, and Greece are some of the most popular countries for obtaining a Golden Visa through real estate investment. But what are the differences between these programs and which one is the best option for you? In this article, we will take a comparative look at the Golden Visa programs in Portugal, Spain, and Greece, and help you make an informed decision.

Investment Requirements

All three countries have different investment requirements for obtaining a Golden Visa. In Portugal, the minimum investment amount is €280,000 in real estate, while in Spain, it is €500,000 in real estate or €2 million in a Spanish company. In Greece, the minimum investment amount is €250,000 in real estate.

Processing Time

The processing time for a Golden Visa also differs between the three countries. Portugal and Spain have similar processing times of around 2-3 months, while Greece can take up to 6 months.

Tax Advantages

When it comes to tax advantages, Portugal offers the Non-Habitual Resident (NHR) program, which allows Golden Visa holders to pay a flat tax rate of 20% on their foreign-sourced income. Spain offers a special tax regime for non-resident individuals, which allows for a reduced tax rate on foreign-sourced income. Greece does not have a specific tax regime for Golden Visa holders, but they do offer a reduced tax rate for non-resident individuals.

Property Options

All three countries offer a wide range of property options for Golden Visa investors. Portugal and Spain offer a variety of options from luxury apartments to villas and even hotels. Greece also offers a range of options from traditional houses to modern apartments.

When it comes to hotels, Portugal is the ideal option, as it offers a wide range of properties and is home to many luxury hotels, such as the Garça Real Hotel & Spa.


Portugal is the most popular destination for Golden Visa investors, followed by Spain and Greece. Portugal has issued more than 10,000 Golden Visas, while Spain and Greece have issued around 5,000 and 1,500, respectively.

In conclusion, all three Golden Visa programs have their own unique benefits and drawbacks. Portugal offers a lower investment threshold and a more favorable tax regime, while Spain offers a wider range of investment options and an equally fast processing time. Greece offers a lower investment threshold and a more traditional property market. Ultimately, the decision will depend on your personal preferences and investment goals. It’s important to consider the investment requirements, processing time, and tax advantages of each program before making a decision. Remember that Montemor-o-Velho can be a great option for your investment in Portugal.

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